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8 Surprising Items That Can Be Made From Recycled Materials

Even if you don’t purposely look for products made from recycled materials, you are probably using them every day. In fact, you may be surprised to learn some of the unexpected places recycled materials turn up.

1. Playground Equipment

From composite lumber products to tires repurposed as rubber mulch, playgrounds are a veritable hotbed for recycled materials.

2. Shop Towels

When you choose to go with towels made from recycled paper and wood pulp products or recycled cleaning rags from fabric remnants, you are helping the environment by choosing a greener option for wiping up spills.

3. Asphalt

Old roofing shingles can be crushed and recycled as an additive in paving materials. They are, after all, made from asphalt.

4. Automotive Parts

Plastic is recycled into numerous components for the automotive industry and, chances are, some of them are in your vehicle. The most likely items to be made from recycled plastics are seat cushions, splash guards, and wheel liners.

5. Toothbrushes

Before you get totally offended by this notion, it is only the handles of toothbrushes that get manufactured from injection-molded recycled plastic.

6. Coffins

No, they don’t reuse or recycle coffins that have already seen their service, unless of course you only rented one for the viewing. More manufacturers are jumping on board with making your final resting place a greener one by using recycled or biodegradable materials.

7. Baseball Bats

All those beer cans you recycle at the stadium can help make baseball dreams come true for future generations by returning as aluminum baseball bats. It may also be used in a slew of other useful items, like license plates and thumbtacks.

8. Kitty Litter

More households are turning to green cat litter options. You can choose from recycled newsprint, pine pellets, and even crushed walnut shells. Each has a lighter environmental impact than traditional clay-based litters that do not decompose.

The next time you pick up a household item, take a minute to think about where it came from. Chances are some part of it could be made from recycled materials.…

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3 Things to Consider When Growing Your Writing Team

Running a blog takes time, and that isn’t always easy to find. This is your project, though, and you want to make the most of it. The more content, written in the correct form, the better your site becomes. In fact, sometimes it’s just too much for one person to handle. That’s when you may consider expanding your writing team, adding on some team players who can add worthwhile articles. Don’t settle for anyone. Consider the following three things in selecting your new teammate.

1. Does This Person Fit Your Niche?

Not everyone can write about any topic; therefore, go slow and make prospective applicants show their work. After all, despite thorough research, sometimes a writer won’t fit. Ask for samples, evaluating style and information. Do you like the piece’s voice? Does it work well with what you’ve created? You want a happy blend here, not a mismatch. In addition, consider asking for a few topics that they feel would work on the page? Are these suitable? If so, that’s a good sign.

2. Can You Trust This Candidate?

Your blog is your product. It’s part of your income. You don’t want someone you can’t trust; therefore, if this position becomes long-term, begin working on professional screening services. You’ll find out useful background information, determining whether you feel comfortable moving forward with this permanent hire.

3. Is the Price Right?

Does adding a position actually help you make more money? Look at your income, determining exactly how much you can spend. Don’t go over that. If it’s not enough for a part-time hire, stick to freelancing projects that you can’t handle. Freelance writers are out there, willing to tackle projects for a variety of salaries. You don’t have to spend a fortune; plus, should your schedule free up, then you won’t need assistance. At that point, it’s easier to simply do it yourself and save the cash.

Expand wisely, and evaluate how much aid you want and can afford. Then, don’t hesitate to be picky. The right writer is out there.…

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Three Common Reasons To Need a Cash Advance

At one time or another, many of us have met with an immediate need for money and no way to get it. This can occur for any number of reasons, but the end result is the same sense of desperation and despair. In such situations, a cash advance could make a crucial difference.

Small Business Loans for Startups

Sometimes, a small business needs an immediate injection of capital which a bank won’t provide. Cash-strapped startups are especially vulnerable to banks which refuse to risk a loan. A business with limited options could contract with a lender for a cash advance mississippi to cover their costs up front. Some jurisdictions consider these transactions as business to business, making the laws different than for personal loans. After researching all possibilities, a business cash advance might be the ideal answer.

Unexpected Emergencies

There will always be expenses in life for which we can never plan. Frequently, they’re related to the malfunction of some major appliance which we can’t do without, such as a phone, car, or household heating system. A majority of Americans’ total savings are under $1,000. For fast fixes requiring quick cash, have you saved enough to pay it yourself?

This is not to mention the potential price of any sudden urgent medical care. American healthcare costs are infamously high, and plenty of people have poor insurance plans with high deductibles. For most non-routine treatment, it’s simply impractical for folks to pay their medical bills, or possibly even their co-payments, out-of-pocket.

Essential Expenses

We’ve practically all fallen behind on our rent or utility bills at some point. This can become a chronic problem for people whose finite finances come under pressure from mounting numbers of sources. Crunch time comes when the utility companies threaten to cut off services due to delinquency. You need to give them something, as the fees to reestablish these services will only worsen your preexisting debt.

For cash in a flash, a cash advance may be the best solution for your pressing problem, provided you can pay back your lender later.…

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3 Tips to Improve Your Credit

When your credit isn’t where you would like it to be, it can feel like it’s having a big impact on the rest of your life. From buying a car, to owning a home, to even trying to start your own business, there are many things that you may not be able to do on the timeline you would like if your credit is low. However, there are some credit solutions NJ that can help.

Seek Professional Help

Sometimes, if you’ve been struggling with credit problems for a long time, your best option may be to seek professional help. While some may be hesitant about reaching out, there can be benefits to getting professional guidance when it comes to your credit. A professional will often have more information at their fingertips, and may be able to show you options that you may not have been aware of otherwise.

Keep Balances Low

One way to help give your credit a boost is by keeping any credit card balances you may have low. By using less of the credit that you have, you may look better to lenders. This is in part because it can be a sign that you pay your cards regularly, and therefore are a more dependable, and ultimately safer bet for lenders.

Don’t Close Accounts

While you might be tempted to close a credit card account if you don’t use it anymore, it may be a better idea to leave it open. Closing accounts can cause your credit to take a hit, and can also increase your credit utilization ratio, which may make it look as if you are more dependent on your credit than you may be.

The Bottom Line

Having low credit could feel like it’s setting you back in life, and if you’ve dealt with it for a long time, it may feel difficult to get it on the right track.

However, that doesn’t mean that you have to feel stuck with it, and there can be more than one option when it comes to improving your credit score.…

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Utilizing Chargemaster in the Hospital

When you run a business, there are a lot of things that need to be accounted for. Manycompanies that are thriving have an accounting staff on hand to assist with daily financial information. These individuals create personalized accounting systems for product and service-based businesses. Typically, everything runs smoothly once everyone becomes comfortable with this system at hand. With this said, some things can go wrong, and it will take time to figure out what problems have occurred

Regarding hospitals, many of them have automated systems that help with these type of issues. If you are responsible for the revenue management of a hospital, you should evaluate the use of a chargemaster software. Before these systems existed, almost every practitioner was required to do medical billing by hand. With all of the prescriptions and medical conditions that exist in this world, it could be challenging to determine how much to charge a patient off the top of your head.

Getting Comfortable with Chargemaster

Many physicians and hospital staff enjoy using chargemaster systems for a variety of reasons. Instead of documenting every procedure and operation by hand, these systems have various categories that automatically expense patients. When you are doing these calculations by hand, you are likely to make errors in terms of how much patients should be charged. Hospital bills are already outrageously expensive in this country, and no one wishes to be overcharged to stay in a hospital. With this said, chargemaster systems completely automate the revenue cycle for a medical practice. As time progresses, this software will be more accessible for all parties to use and manage. Eventually, these systems will operate themselves, and humans will merely check to make sure the machine did not make any errors. This is something people will likely see in this lifetime.…

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What You Need To Know About Liquor Licenses

There are many different businesses which need a liquor license to thrive. These can include everything from establishments which serve alcohol to customers such as bars and restaurants to those which sell containers of alcohol for customers to consume at home like convenience and liquor stores. There are some specific steps that you will need to take to get an alcohol permit for your company, but the first two should be determining what kinds of licenses you need and what the regulations are concerning them.

What Kinds

There are two broad categories of liquor licenses, on-licenses and off-licenses, which sort establishments by whether the alcohol is meant to be consumed on or off-site. Each of these categories will have subsections based on what other products or services you offer, such as food, what types of alcohol you offer, such as wine or beer, and even the size of your establishment. You can get some help determining what type of texas alcohol permit you need by consulting the local regulations or hiring a firm to help you.

What Regulations

Each state, and some cities, will have different regulations for what is needed to get a license to sell liquor. You can usually find a list of these from the state regulating bodies or by talking to a local expert. Many regulations have to do with who can serve alcohol, whether food needs to be ordered alongside an alcoholic beverages and how many licenses are allowed in the state. The more you know about these regulations, the easier it will be to set your company up the right way to get approval.

Whether you are looking for an alcohol permit for your convenience store or your bar, there are some common steps that you will need to take. You will first want to determine which type of license you need for your company and then go over the regulations to see how you can have the best chance for approval.…

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Realities of Buying an Office Space

Buying a house requires strenuous credit checks and paperwork, but buying a space for your new business can be equally stressful and complicated. Before purchasing office space for your business, understand what you are getting yourself into and prepare for what’s to come.

You Will be Spending Money

You already have commercial aprons and wholesale products to buy to keep your business afloat, but any real estate purchase requires spending money. Expect to spend about ten to 25% on the total cost of the building for a down payment and any other sneaky fees that might creep in.

Location, Location, Location

A great location = potential for lots of cash flow. When you pick a site for your company, take some factors into consideration before deciding if it’s a winner or not.

  • Is it located in a place where your target audience will see it? Are there other amenities nearby (like gas stations and parking lots) to draw in clients?
  • Is it easily visible from the street or is it hidden? Could landscaping help its visibility?
  • Can you afford its utility bills like water and power? Moreover, can the building handle the amount of power you will be running through it?

Up to Code

Opening your doors to the public is a risky endeavor for so many reasons, but don’t let your building be one of those reasons. Have an inspection done to ensure that you meet or exceed the state and county standards. This includes plumbing, wiring and the overall wellness of the property. Knowing that your building is safe can take a lot of money and time to make repairs, but it is money well-spent.

Buying a building instead of renting office space is a smart move for entrepreneurs. Understand the risks involved before signing over your hard-earned money.…