Find the Payment Gateway list that would be of great help for E-Commerce Stores

Payment gateway helps in truncations of online money in the secure and comfortable way. It lets online business do the payment exchanges in the easiest way possible. Two of very useful gateways from the Payment gateway list are-

Atom Paynetz Payment Gateway service

  • This one is promoted by FT Group and it is an innovative Payment Service Provider with more than 100 payment options along with 15 million + transactions and 4500+ strong merchants across the country.
  • Its annual maintenance Charge is generally waived off for first year but from second year onwards you have to pay Rs 2400.
  • The transaction Fee per Transaction for the-
  1. Credit Cards: 2.1%
  2. Debit cards: for transactions less then Rs 2000 it is 0.75%
  3. Debit cards: for transactions more then Rs 2000 it is 1%
  • It offers Visa, Master, AMEX, Diners, JCB, Discover domestic card supports. It does not offer Multi-Currency Support and with drawl Fees is Zero. Its settlement days is T+2 days
  • Supported eCommerce CMS Systems includes all major CMS supported such as Magento, WooCommerce, Prestashop
  • Mobile App Integration is available only for Android as of now

PayTM payment Gateway

  • In Payment gateway list in India, Paytm is one of the leading mediums due to its online consumer base with ‘Paytm Cash’ wallet. It could be quite beneficial for a small eCommerce merchant.
  • Domestic Credit Cards supported: Visa, Master, Maestro,Amex, Discover and Diners
  • International Credit Cards supported: Visa, Master, Maestro, Amex, Discover and Diners
  • Initial Setup Fees: Rs 5000 and annual maintenance Charges: Rs 5000. In addition Minimum Annual Business Requirement: ZERO
  • Applicable Fee per Transaction:
    1. Domestic Debit or Credit cards on Visa, Mastercard, Maestro, RuPay: Flat 1.99%
    2. Amex, ezeClick, JCB and Diners: Flat 1.99%
    3. International Credit Cards on Visa, Mastercard: Not supported.
    4. Taxes extra as applicable from time to time
    5. International Payment / Credit card Support: Supported all kind of credit cards.
  • Multi-Currency Support: Not supported as of now
  • Multi-currency transaction charges: Not applicable
  • The settlement days of Paytm take within 2-3 days and its committed structure is T=+2 that is transaction date + 2 days of lag for settlement
  • It offers great customer support and for this documentation required are Business registration and Bank accounts details
  • No of Days that Paytm takes to start transaction- Merchant can easily go live with it in 2 days time after submission of all the requisite documents
  • Shopping Cart Kits currently available with Paytm are:
  1. Opencart
  2. Magento
  3. Zencart
  4. WordPress Woocommerce
  5. Joomla Virtue Mart
  6. Prestashop
  7. OSCommerce
  8. WordPress Ecommerce
  9. Ubercart
  10. Easy digital
  11. WHMCS
  12. ViArt
  13. Opencart
  14. CScart
  15. Virtuemart
  16. Drupal Commerce
  17. Moodle
  18. Nopcommerce
  19. Gravity forms
  • The Paytm Integration kits are available in following environments:
    PHP, .NET, Ruby On Rails, JSP, VB.NET, OSCommerce, etc.
  • Different Mobile App Integration is available for both Android, iOS
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